# Whop KYC verification: how to get verified and paid

> Whop KYC verification step by step: what Whop asks for, accepted ID documents, statuses, requests for information, and what to do if you're stuck.

Updated: 2026-11-11 · Canonical: https://whopforwoo.com/whop-kyc-verification

Whop KYC verification is the identity check you complete when you set up Whop Payments: you enter your personal or business details, link the bank account you'll be paid to, and upload an ID with a selfie. You can take payments before it's done, but you can't withdraw until it's approved.

Here is what Whop asks for, the order to do it in, and how to handle a verification that stalls.

## Step by step

### 1. Open Balances

In your Whop dashboard, go to **Dashboard → Balances** and select **Set up Whop Payments**.

![Whop Balances page with the Set up Whop Payments button](https://whopforwoo.com/img/whop-kyc-setup-payments.png)

### 2. Choose your payout country

Select the country of the bank account you'll be paid to. You can settle in a currency other than that country's local currency, but the bank account must accept the currency you pay out in.

### 3. Fill in your details

Individual or business details, depending on how you sell. Use your legal name and address exactly as they appear on your ID and bank records. Mismatches are the most common reason for extra requests.

### 4. Link your bank and upload your ID

Add your payout bank account and upload an identity document. Whop's verification documentation lists these combinations:

| Document | Photos required |
|---|---|
| National ID card | Front, back, selfie |
| Driver's licence | Front, back, selfie |
| Residence permit | Front, back, selfie |
| Passport | Photo page, selfie |

Files can be JPEG, PNG or PDF, up to 5 MB each. The selfie must be a JPEG or PNG photo of your face.

![Whop KYC form with ID upload and selfie step](https://whopforwoo.com/img/whop-kyc-id-upload.png)

### 5. Add a payout method and schedule

Once verified, add a payout method (bank, PayPal or crypto wallet, depending on your country) and pick a schedule: instant, daily or weekly depending on your account.

## Verification statuses

Whop's verification API uses these statuses, which match what you see in practice:

- **action_required**: Whop needs something from you (a document, a tax ID, a business detail).
- **processing**: your answers are being reviewed; nothing to submit.
- **manual_review**: a compliance review is open.
- **approved**: you can withdraw.

## Requests for information (RFIs)

Whop raises an RFI when it needs more than the initial form: a document, a tax ID or a business detail. You'll get an email or a Whop message, and the item appears in your dashboard. Answer each item; once all are answered, the review continues.

For a business, expect questions about what you sell and how you deliver it. Whop classifies every business at signup based on what it actually sells and re-checks that classification over time. A complete store page and a working website that matches your description help.

## Common problems

**Name doesn't match.** The name on your ID, your Whop account and your bank account should be the same person or entity.

**Blurry or cropped photos.** All four corners of the document visible, no glare, 5 MB maximum.

**Unsupported country.** Whop pays out to 200+ countries, but it doesn't support sanctioned countries, and it can refuse jurisdictions it considers too risky.

**Prohibited category.** KYC confirms who you are; Whop also checks what you sell. Adult content, vapes and tobacco, CBD and cannabis, unregulated supplements, illegal gambling, weapons and unauthorized IPTV are prohibited regardless of how verification goes.

**No answer to RFIs.** If Whop can't verify the business after repeated requests, it can suspend the account as an "unverifiable business". Answer quickly.

**Payout flagged for review.** Even after KYC, Whop can flag some withdrawals for a manual compliance review. The instant payout option disappears while that's pending.

## KYC and other Whop features

| Feature | Needs verified Whop Payments? |
|---|---|
| Taking payments | No |
| Withdrawing your balance | Yes |
| Financing (Klarna, Afterpay…) | Yes, plus volume and dispute conditions |
| Checkout links over $2,500 | Separate application |

## After KYC: connecting your WooCommerce store

KYC is about your Whop account, not your website. Once it's done, connecting WooCommerce takes a few minutes with WhopForWoo:

1. In your Whop dashboard, open **Developer** and create an Account API key ([guide](https://whopforwoo.com/docs/whop-api-key)).
2. Paste the API key and your Account ID (`biz_...`) in **WooCommerce → Settings → Payments → Whop**.
3. Create a webhook to `https://yourstore.com/?wc-api=whop_webhook` subscribed to `payment.succeeded`, and paste its secret.

You can do this while KYC is still pending and test everything with Sandbox Mode first, since sandbox accounts don't need payouts.

Get WhopForWoo: https://whopforwoo.com/pricing

## FAQ

### Why does Whop ask for KYC?

Whop must verify who receives the money before it pays out. You complete KYC when you set up Whop Payments in Dashboard → Balances: your details, a bank account and an ID.

### Can I sell on Whop before KYC is done?

You can start taking payments, but you can't withdraw your balance until Whop Payments is set up and your identity is verified. Financing (Klarna, Afterpay) also requires a fully verified account.

### Which documents does Whop KYC accept?

Whop's verification docs list a national ID card (front and back), a driver's licence (front and back), a residence permit (front and back) or a passport, each with a selfie. JPEG, PNG or PDF, 5 MB per file.

### What happens if Whop can't verify my business?

Whop sends requests for information first. If it still can't verify the business after repeated requests, it can suspend the account as an "unverifiable business".

## Related

- [Whop merchant account: what you get as a Whop seller](https://whopforwoo.com/whop-merchant-account): Is a Whop merchant account a real merchant account? How Whop sellers get paid, reserves, payouts, suspensions, and how to use it from WooCommerce.
- [Whop payment processor: how to use Whop as a payment processor](https://whopforwoo.com/whop-payment-processor): Whop can process payments for products you host elsewhere. How Whop payment processing works, what it costs, and how to run it on WooCommerce.
- [Whop payment limits and checkout limits](https://whopforwoo.com/whop-payment-limits): Whop payment limits explained: the $2,500 checkout cap for new accounts, min and max per payment method, Klarna limits, withdrawals and API rate limits.
- [Whop payment issues: causes and fixes](https://whopforwoo.com/whop-payment-issues): Whop payment issues fixed: card declines, 3D Secure, missing payment methods, Apple Pay not showing, form not loading, and paid orders not updating.
- [Whop API key: where to find it and how to get one](https://whopforwoo.com/docs/whop-api-key): How to get a Whop API key: open Developer, create an Account API key, scope it, and paste it into WooCommerce with your Account ID. Sandbox and live.