# Apple Pay on WooCommerce: how to add it, with or without Stripe

> How to add Apple Pay and Google Pay to WooCommerce: gateway options, domain verification, a Whop setup without Stripe, and why the button may not show.

Updated: 2026-11-11 · Canonical: https://whopforwoo.com/apple-pay-woocommerce

To add Apple Pay to WooCommerce, you need a payment gateway that supports it, a domain verified for Apple Pay with that gateway, and a checkout served over HTTPS. WooPayments and Stripe do it, and so does Whop if you'd rather not depend on Stripe: with the WhopForWoo plugin, Apple Pay and Google Pay appear inside the Whop payment form on your own checkout.

## Your options

| Gateway | Apple Pay | Google Pay | Domain step | Fee on wallet payments |
|---|---|---|---|---|
| WooPayments | Yes | Yes | Handled through WooPayments' setup | Same as cards (2.9% + $0.30 US) |
| Stripe (official extension) | Yes | Yes | Through Stripe | See Stripe pricing |
| Whop via WhopForWoo | Yes | Yes | Register the domain in the Whop dashboard (steps below) | Same as cards (2.7% + $0.30 US domestic) |

If you already run WooPayments or Stripe, follow their own guide. The rest of this page covers Whop, for stores that want Apple Pay without Stripe or as a second processor.

## How Apple Pay works with Whop on WooCommerce

WhopForWoo loads Whop's Checkout element inside the WooCommerce payment box. The plugin enables Apple Pay and Google Pay on every checkout configuration it creates, so the wallets appear in the form whenever the buyer's device can use them.

There is one requirement Whop sets for any page you host yourself: Apple Pay must be ready on the domain. Whop's own hosted checkout pages on whop.com are already approved, so this step only concerns your store's domain.

One domain with Apple Pay ready clears both Apple Pay and Google Pay for every Whop element on it.

## Step-by-step: Apple Pay on WooCommerce with Whop

### 1. Install and connect WhopForWoo

Install the plugin, then open **WooCommerce → Settings → Payments → Whop**. Paste your API key and Account ID ([how to get the API key](https://whopforwoo.com/docs/whop-api-key)), add the webhook ([webhook setup](https://whopforwoo.com/docs/whop-webhooks)) and choose the **Whop Elements on Checkout** mode.

### 2. Download Whop's Apple Pay verification file

Download it from Whop: `https://whop.com/.well-known/apple-platform-integrator/apple-developer-merchantid-domain-association`. Don't edit it.

### 3. Host the file on your WordPress site

The file must be reachable at exactly:

```
https://yourstore.com/.well-known/apple-developer-merchantid-domain-association
```

On most WordPress hosts: connect with SFTP or the host's file manager, create a `.well-known` folder in the site root (the folder that contains `wp-config.php`), and upload the file there without an extension.

Whop's requirements: served over HTTPS, reachable without login, content unmodified.

![File manager showing the .well-known folder with the Apple Pay domain association file](https://whopforwoo.com/img/apple-pay-well-known-file.png)

### 4. Check the file opens

Open the URL in a private browser window. It should download or display the file. If you get a 404, a redirect, or your theme's page, see troubleshooting below.

### 5. Register your domain in Whop

In the Whop dashboard, open **Websites**, select your domain, choose **Fix Apple Pay**, follow the steps, then **Check now**. Whop checks the file is reachable and registers the domain with Apple. Through the API, the domain's `apple_pay.state` goes from `pending` to `ready`, or to `action_required` if Apple couldn't fetch the file.

![Whop dashboard Websites page with the Fix Apple Pay action](https://whopforwoo.com/img/whop-fix-apple-pay.png)

### 6. Test on a real device

Open your checkout over HTTPS in Safari on an iPhone or Mac with a card in Apple Wallet, add a product and go to checkout. The Apple Pay button appears in the Whop form. For Google Pay, use Chrome with a card saved in Google Pay.

Test with a real low-value order: Whop's sandbox does not support Apple Pay or Google Pay yet.

![WooCommerce checkout on iPhone showing the Apple Pay button in the Whop payment form](https://whopforwoo.com/img/apple-pay-woocommerce-checkout.png)

## Apple Pay button not showing on WooCommerce

Check these in order:

1. **Device and browser.** Apple Pay shows in Safari on a device with a card in Wallet. Desktop Chrome without Google Pay shows neither.
2. **Domain not ready.** In Whop, the domain must show Apple Pay as ready. `www.yourstore.com` and `yourstore.com` are different domains: register the one your checkout uses.
3. **File blocked or redirected.** Security plugins, "force trailing slash" rules or server rules that hide dotfiles can block `/.well-known/`. The URL must return the file directly, with no redirect.
4. **Cached checkout.** A cached checkout page serves a stale security token and the payment form won't load properly. Exclude the checkout from page caching; WhopForWoo's **Status & Tools** has a test that tells you whether it's cached.
5. **Sandbox.** Wallets don't work in Whop's sandbox. Test live with a small order.
6. **Checkout Block.** If your store uses the WooCommerce Checkout Block, WhopForWoo uses the hosted redirect: the buyer pays on Whop's page, where Apple Pay is already approved, so the domain step doesn't apply there.
7. **Other gateway's button.** If you also run Stripe or WooPayments, their express buttons are configured separately. A missing Stripe button is a Stripe setting, not a Whop one.

## Fees and payouts

Whop lists cards and wallets under the same rate: 2.7% + $0.30 on US domestic cards, plus 1.5% for international cards and 1% when currency conversion applies. Apple Pay doesn't add a surcharge. The full breakdown, including optional add-ons and payout fees, is on [Whop fees](https://whopforwoo.com/whop-fees).

## Is Apple Pay through Whop secure?

Card and wallet details stay inside Whop's iframe on Whop's domain and never touch your server. WhopForWoo marks an order paid only after the payment is confirmed by Whop's API or by an HMAC-signed webhook, with matching order, amount and currency. More on [whether Whop checkout is safe](https://whopforwoo.com/is-whop-checkout-safe).

> WhopForWoo starts at $129 for one site, as a one-time payment with updates included. 14-day refund.

Get WhopForWoo: https://whopforwoo.com/pricing

## FAQ

### How do I add Apple Pay to WooCommerce?

Use a payment gateway that supports Apple Pay (WooPayments, Stripe, or Whop through WhopForWoo), verify your domain for Apple Pay with that provider, and serve your checkout over HTTPS. The button then appears for buyers on a supported device with a card in their wallet.

### Can I accept Apple Pay on WooCommerce without Stripe?

Yes. Whop supports Apple Pay and Google Pay in its embedded checkout. With WhopForWoo, the wallets show inside the Whop payment form on your WooCommerce checkout once your domain is registered for Apple Pay in the Whop dashboard.

### Why is the Apple Pay button not showing on my WooCommerce checkout?

The usual causes: the domain isn't verified for Apple Pay, the verification file is blocked or redirected, the device or browser has no wallet card, the page is cached, or you are testing in a sandbox that doesn't support wallets.

### Does Google Pay need a separate setup?

With Whop, no: one domain with Apple Pay ready clears both Apple Pay and Google Pay for every Whop element on that domain. Other gateways have their own rules.

### Does Apple Pay cost more than a card payment?

Not with WooPayments, which charges express checkout methods like Apple Pay at the card rate, or with Whop, which lists cards and wallets under the same rate.

## Related

- [Choosing a payment gateway for WooCommerce: the buying guide](https://whopforwoo.com/woocommerce-payment-gateways): How to choose a payment gateway for WooCommerce: 8 criteria, a comparison of WooPayments, Stripe, PayPal, Square, Mollie and Whop, and how to add one.
- [Stripe alternative for WooCommerce: what to use instead (or next to it)](https://whopforwoo.com/stripe-alternative-woocommerce): Need a Stripe alternative for WooCommerce? Compare PayPal, Whop, Square, Mollie and others on fees, payouts, embedded checkout and who each one fits.
- [Whop embedded checkout: keep customers on your WooCommerce checkout](https://whopforwoo.com/whop-embedded-checkout): How to embed Whop checkout on a website: the Checkout element, what you must build around it, and how WhopForWoo does it inside WooCommerce.
- [Whop payment methods: every way your customers can pay](https://whopforwoo.com/whop-payment-methods): Whop payment methods explained: cards, Apple Pay, Google Pay, Klarna and financing, ACH, SEPA, PayPal, crypto. Fees, limits and where each one shows.
- [Whop payment gateway: use Whop to take payments on WooCommerce](https://whopforwoo.com/whop-payment-gateway): Is Whop a payment gateway? Whop is a payment platform and merchant of record. Here is how it works as a WooCommerce gateway and which API calls it uses.
- [Is Whop checkout safe? What protects buyers and merchants](https://whopforwoo.com/is-whop-checkout-safe): Is Whop checkout safe and legit? Card fields, 3D Secure, fraud screening, disputes and reserves explained, plus what a store integration must check.